COE expiring within 3 months? Rates are moving — lock in your renewal before costs increase.
Singapore's COE Renewal Specialist
Your Car Has Never Let You Down. Neither Will We.
Keep the car you know and trust. Renew your COE from just $1,000/month — $0 downpayment, $0 fees, same-day processing.
💰 From $1,000/mth
✅ $0 Downpayment
⚡ Same-Day Processing
Check My Monthly Payment
RTATCK+
Trusted by hundreds of Singapore car owners
Current Renewal Options
5-Year Renewal
Most popular choice
$1,000/mth
$0 down · $0 fees
Best Value
10-Year Renewal
Long-term option
$1,200/mth
$0 down · $0 fees
10-Year Premium
Full 10-yr tenure
$1,600/mth
$0 down · $0 fees
$0
Downpayment
$0
Admin Fees
$0
LTA Charges
500+
COE Renewals Completed
2.xx%
Interest Rate Available
$0
Fees — Admin, LTA, Agent. Always.
Same Day
Loan Processing
The Smart Move
Three Signs You Should Renew
If any of these apply to you, renewing your COE is almost certainly the right decision.
🚗
You Know Your Car
Your car has never let you down. You know every quirk, every service history. Switching means starting from zero — with a car you've never driven and a seller you've never met.
💸
The Maths Doesn't Add Up
New cars and used cars are both expensive right now. Once you factor in downpayment, higher monthly payments, depreciation, and unknown wear — renewing is typically the cheapest option available.
⭐
You Drive a Premium Make
Some cars are simply worth keeping. If you drive a premium make that's held up well, scrapping it to buy an equivalent used car at today's prices is rarely a smart trade.
Run The Numbers
Renew vs Change Car — The Real Comparison
We dare you to find a better deal. $0 down, $1,000/month, and a car you already know inside out.
What You're Comparing
✓ Renew with Meyer Motors
Changing Cars
Monthly Payment
From $1,000
$1,700++ typically
Downpayment
$0
$10,000–$30,000+
Admin / Agent Fees
$0 — always
High (dealer margins)
Vehicle Condition
Familiar — you know it
Unknown history
Residual Value
Pro-rated unused COE refund from LTA
Subject to dealer quote
Interest Rate
From 2.xx% — best in market
2.38%–4.98%
Wear & Tear Cost
Known — you've managed it
Unlimited unknowns
Insurance Discount
8% off — for life
None
✓ The clear winner on every line
Rates and figures are estimates for illustration. Chat with us for your personalised quote.
Wait Before You Switch
Thinking of Going EV When Your COE Expires?
The fuel savings don't tell the full story. Run the real numbers before you commit to a decision you might regret.
⚡
EVs are still very expensive to buy
The upfront cost and monthly payments on a new EV wipe out your fuel savings for years — often permanently at current prices.
📉
Depreciation hits hard on new cars
A new EV loses significant value the moment you drive it out. Your renewed car? Already past the steep depreciation curve.
🔌
Charging infrastructure isn't seamless yet
HDB parking, charger availability, queue times, and range considerations are still real daily friction for many Singapore drivers.
"Wait, really?"
That's what most people say when we show them the real cost breakdown. Fill in the form below — we'll run the honest numbers for your specific situation, no pressure.
Show Me the Real Numbers
Free, no obligation. We'll be honest even if the answer isn't us.
Zero Hassle
From Enquiry to Renewed — In 4 Simple Steps
We handle the paperwork, the bank, and LTA. You just drive away.
1
Tell Us About Your Car
Drop us your car plate and COE expiry. Takes 60 seconds via the form below.
2
Get Your Personalised Quote
We pull the latest PQP and build a monthly payment breakdown tailored to your car.
3
Same-Day Loan Processing
We submit to the bank the same day. Approval is subject to bank turnaround, but we push hard to move fast.
4
We Handle Everything Else
LTA paperwork, insurance, documentation. You come to us, we take care of it all.
Everything Included
Nobody Takes Care of You Like We Do
From the moment you enquire until you drive away. Lowest rates, zero fees, and benefits competitors simply don't offer.
Get My Quote
📋
All LTA Paperwork Handled
We submit everything to LTA on your behalf. You don't touch a single form.
🛡️
Lifetime Insurance Discount
8% off your car insurance every year — for life. Not just the first 3 years.
⚡
Same-Day Loan Processing
We submit to the bank the same day you enquire and push for fast turnaround.
💳
Zero Fees — Ever
No admin charges, no processing fees, no hidden costs. Our promise, always.
🏦
Best Rates in Market
We negotiate across multiple banks and in-house providers to get you the lowest rate.
🤝
Dedicated Consultant
One person, from first enquiry to completion. No being passed around.
Happy Customers
Trusted by Singapore Car Owners Like You
"
I could not find another car I liked within my budget, so I decided to engage Meyer Motors to renew my COE. They were very fast, and gave good advice. Would recommend them.
RT
★★★★★
Ricky Tay
2015 Honda Vezel
"
I renewed the COE for my Macan as I just spent a fair sum doing up the wear & tear. The team at Meyer Motors were very helpful and offered me the lowest rates in the market.
AT
★★★★★
Andrew Tan
2016 Porsche Macan S
"
Meyer Motors was the only dealer that was able to get me financing for my FD. Many other dealers said can but in the end all the loan was rejected due to the age of my car. Thumbs up to the team.
CK
★★★★★
CK
Honda Civic FD2R
Get Your Quote
Get My Monthly Payment in Minutes
Tell us your car plate and expiry — we'll come back with an honest monthly payment breakdown. No pressure, no obligation.
✓ Response usually within 30 minutes
✓ No obligation — just honest numbers
✓ $0 fees to enquire, $0 fees ever
Check My Monthly Payment
Free quote · No obligation · Response within 30 mins
FAQ
Questions We Get All the Time
Can't find what you need? Fill in the form above and we'll answer everything.
Zero fees — always. We absorb all charges including LTA fees. The only payment you make is your first month's instalment when your loan is approved. No admin fees, no processing charges, no hidden costs, ever.
A 5-year renewal costs 50% of the PQP and has a lower monthly payment — ideal if you're not ready to commit long-term. The catch: it can only be done once, after which you must deregister. A 10-year renewal costs more monthly (full PQP) but lets you keep renewing indefinitely. We'll walk you through both based on your situation.
When you renew your COE, your PARF rebate is forfeited — this is one of the trade-offs to factor in. You do receive a pro-rated refund of any unused COE value from LTA. We'll factor all of this into your quote so you have the full picture before deciding.
Yes — and timing matters. Your new COE starts from the 1st of the month after renewal, and any unused portion of the current COE is forfeited if you renew early. We advise on the best timing based on current PQP trends and your specific expiry date.
Yes, in most cases. Having an existing hire purchase doesn't automatically disqualify you. We'll review your situation and advise on the best path — including whether refinancing makes sense alongside the COE renewal.
Singapore's phase-out applies to new registrations from 2030, not existing cars. If you renew your COE today, you are legally entitled to drive your car through that renewal period. We stay on top of LTA policy changes and will always give you the latest honest picture.
Your Car Has Never Let You Down. Don't Let Costs Force Your Hand.
Get your personalised monthly payment in minutes. Zero fees. Zero pressure.